Financial assistance


SMUD offers several discounts to eligible residential customers to help lower your bill.

The Energy Assistance Program Rate (EAPR) offers our eligible low-income customers a 48% discount on their monthly energy costs up to $42 per month. 

Eligible residential customers can receive a $15 monthly discount to assist with the increased energy cost for running certain electric medical equipment.

Payment arrangements

We're here to help when you need more time paying your bill.

We have several payment options available depending on your eligibility.

Option #1: Installments

If you need more time to pay your bill, add the current balance to next month's bill or divide it over several months.

Option #2: Minimum payment

Lower your current month's bill to prevent service disruption by paying the minimum required payment. The remaining balance will carry over to next month's bill.

Option #3: Payment extension

To help with a temporary financial hardship, extend the due date of your past due amount.


Community assistance

We've partnered with these community organizations to help you in times of need.

Home Energy Assistance Program (HEAP)

through the Community Resource Project
Monday - Friday
8:30 AM - 12 PM, 1 - 3 PM

The Salvation Army

Monday - Thursday
9 AM - 4 PM; Friday, 9 - 11 AM

Sacramento Information Helpline

1-916-498-1000 or 211
Available 24/7

Additional programs

We offer several programs to help take control of your costs and track your electric use

Avoid seasonal bill spikes with a pre-determined monthly bill and choose a custom due date.

Sign up for text and email alerts for high usage, mid-bill estimates and more.

Set up automatic, recurring payments for your convenience.