Energy efficiency financing

SMUD loan program ending

As of November 1, 2021, SMUD will no longer offer financing on energy efficiency upgrade projects. We’re exploring alternative financing options with third-party partners and will share that information as it becomes available. Thank you for continuing to support SMUD’s rebates and our goal to be 100% carbon-free by 2030.

Important dates

  • Friday, October 1, 2021: The last day for contractors to submit new loan applications electronically to and/or the last day for customers to submit a request for loan pre-qualification was Friday, October 1, 2021.
  • Monday, November 1, 2021: All original SMUD loan documents for new loans bearing “wet” signatures (hard copy signed with a pen), excluding the notice of completion documents, must be delivered to SMUD no later than Monday, November 1, 2021.
  • Friday, December 10, 2021: Projects already approved for SMUD financing must have installation completed no later than Friday, December 10, 2021.
  • Wednesday, December 15, 2021: All signed notice of completion documentation for approved, installed projects must be delivered to SMUD no later than Wednesday December 15, 2021.

Projects installed and/or documentation submitted after the dates noted above will be ineligible for SMUD financing.

Questions on SMUD financing

For questions, give us a call at 916-732-6533 or email