Ways to pay

Whether online or in person, there are many ways to pay your SMUD bill.


Customize your payment options with My Account.

Make a one-time payment without signing in.

Set up automatic, recurring payments.

Call us toll-free at 1-888-742-7683 to make a payment.

  • Representatives are available to take eCheck payments Monday through Friday from 7 AM to 7 PM.
  • Our automated system is available 24 hours a day for residential customers. 

Visit our Customer Service Center lobby to make payments in person:

6301 S Street
Sacramento, CA 95817

Get directions

Hours: Monday - Friday, 8 AM - 6 PM

Pay your electric bill at a SMUD pay station location

  • Payments can be made with cash, check or money order (Walmart locations only accept cash and pin-based debit transactions)
  • Credit cards are not accepted
  • Payments will post to your account on your payment date

Find a pay station near you

Enter your starting address


To pay by mail, write your account number on your check, include your payment stub and send to:

P.O. Box 15555
Sacramento, CA 95852-1555

You can make payments to SMUD automatically from your checking or savings account, saving you the cost of postage and checks.

To sign up:

  1. Complete the EFT application form, print it out and sign it.
  2. Attach a voided check from your checking account or include the savings account number and the American Banker Association number (ABA#).
  3. Mail to:
    EFT, M.S. A253
    P.O. Box 15830
    Sacramento, CA 95852-0830
    Please do not include payment in the same envelope with your EFT application.
  • Please continue paying your electric bill or energy efficiency loan until you receive a bill showing Bank will pay on (date and amount). You will continue receiving your monthly statement, but your bank will automatically pay it.
  • We will confirm your enrollment in the program within six to eight weeks of signing up.

 For information about electronic transfer, email EFTquestions@smud.org

Make loan payments using the following accepted payment methods.