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Energy efficiency financing

If you're financing an energy upgrade project, you can now pre-qualify for SMUD financing. It's fast and easy.

Apply
Choose a contractor
Choose home upgrades

Please be aware of the following tips when submitting a loan prequalification request to prevent a delay in response.

  • The person applying must be the same person as recorded in the county clerk recorder’s office on the property's Grant Deed.
  • The person applying must be the same person who holds the electric utility account.
  • The person applying cannot have a Security Freeze on their consumer credit report records.

After you log in to My Account, please note:

  • The third question under Step 1 refers to the type of building structure (single-family residence, duplex, triplex or 4-plex) and not the number of bedrooms in the home.
  • The Full Name input in Step 4 should be the same name you use to most commonly obtain consumer credit.

Log in and apply


Have additional questions? Give us a call at 916-732-5472.

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Pre-qualify for financing

Find out if you qualify for a SMUD Energy Efficiency Loan.

Apply now

Calculate your loan payment

Loan amount
Loan term (years)
A.P.R.6.99%