Many ways to pay
When it's time to pay your bill, we have a range of options – online, by mail or in person. Choose what's best for you.
Set up your own "My Account" area to pay your bill online when you choose. Enroll now.
Want to make a one-time payment, including loan payments, without enrolling in My Account? Use your credit card or bank account and do that here.
Do you have questions about paying your bill online? Here are answers to common questions.
Electronic funds transfer (EFT)
For check-free convenience, you can arrange to have your bill paid automatically every month by electronic funds transfer (EFT). You will still receive a SMUD bill for your records, and your checking account will be automatically debited on the due date of your bill. This service is free of charge. For more information, call 1-888-742-SMUD (7683) or email customer services.
You can also download the funds transfer form.
To pay by phone, call our automated line toll-free at 1-888-742-SMUD (7683) to authorize an electronic payment from your checking account or Visa® credit/debit card. This option is available 24 hours a day for residential customers.
(Commercial customers: Please review our payment options for commercial accounts.)
If you wish to speak to a Customer Services representative to authorize an electronic payment from your checking account or from your Visa, MasterCard®, or Discover® card, there is a $4.25 service charge per transaction.
To pay by mail, write your account number on your check, include your payment stub if possible and send to:
P.O. Box 15555
Sacramento, CA 95852-1555
In person at SMUD, and at pay stations
You may pay in person at our Customer Service Center, 6301 S St. (corner of 65th Street, just north of Highway 50), or visit one of our pay stations. The Customer Service Center is open from 8 a.m. to 6 p.m. Monday through Friday.
TDD service and foreign language services
For TDD service, call 916-732-6630 during business hours or 916-732-5596 after hours. (This requires use of an electronic text communication device for the hearing impaired.)
Foreign Language Service: Transact SMUD business in any of 140 languages. For more information, call 1-888-742-SMUD (7683) or email customer services.
PG&E payments accepted
Drop off your PG&E bill payment at one of SMUD's Customer Service Centers. PG&E also accepts SMUD payments. Allow two working days for payments to post.