NOTICE: SMUD offices will be closed Monday, February 15, in observance of Presidents' Day. Learn more.
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Electronic funds transfer

You can make payments to SMUD automatically from your checking or savings account, saving you the cost of postage and checks.

To sign up:
  1. Complete the online application form, print it out and sign it.
  2. Attach a voided check from your checking account or the savings account number and the American Banker Association number (ABA#).
  3. Mail to:
    EFT, M.S. A253
    P.O. Box 15830
    Sacramento, CA 95852-0830
    Please do not include payment in the same envelope with your EFT application.

Bill payment

Please continue paying your electric bill or energy efficiency loan until you receive a bill showing Bank will pay on (date and amount).You will continue receiving your monthly statement, but your bank will automatically pay it.

We will confirm your enrollment in the program in six to eight weeks.

Customers who move will be mailed a closing electric bill for payment. Closing electric bills cannot be paid electronically.

For information about electronic transfer, email

low-income assistance

Low-income assistance

Help for those in special circumstances.

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Sharing of the green

We offer rebates and incentives to help you save money.

Learn more