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Insulation program

SMUD's insulation program can keep your home comfortable all year round.

Here are a couple of signs that your house needs more insulation:

  • Your home is too cool in the winter and too hot in the summer.
  • Your heating and cooling bills seem unusually high.

SMUD offers 100 percent unsecured financing payable over three years for attic and wall insulation.

  • Only residences in SMUD's service area are eligible for SMUD's insulation program.
  • Insulation must be purchased and installed by a contractor from SMUD's participating contractors list.
  • Costs will vary with materials, levels and installation issues. Many contractors offer a variety of materials and prices, so it is wise to get more than one estimate.
  • Check out the financing from SMUD
  • Minimum qualification for financing is R-11.
  • R-39 is the maximum that is eligible for financing.

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